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Buying Resources

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Should You Buy Or Lease Your Vehicle?

One of the most important decisions you’ll need to make when shopping for a new vehicle is whether to finance or lease. Determining which is best for you depends on your driving habits, what you like to do with your vehicle and how long you’d like to have it. Below we’ve provided some of the advantages of financing and leasing to help you make a well-informed decision.

Financing a vehicle Leasing a vehicle
Flexible termsFlexible terms
You own the vehicleYou enjoy a new vehicle more often
No mileage limitationsMileage limitations
You can build equityYou generally have lower monthly payments
Customize it the way you likeOpportunity to change your vehicle more often without worrying about resale value
Enjoy your vehicle as you see fit without worrying about excess wear and useOption of purchasing or returning your vehicle at lease-end

Financing

Ford Credit and Lincoln Automotive Financial Services offer a wide range of financing programs for your new or Certified Pre-Owned Ford or Lincoln vehicle. From special incentives like our First-Time Buyer Program to products that protect your vehicle, we’re committed to providing you with an exceptional owner experience.

For financing that’s right for you, see your local Ford or Lincoln Dealership.

Learn more about financing with Ford Credit
Learn more about financing with Lincoln Automotive Financial Services

Leasing

Ford Credit and Lincoln Automotive Financial Services both provide a variety of lease terms designed just for you. You can choose from seven mileage options, ranging from 10,500 to 19,500 miles per year, as well as a wide variety of term lengths to meet your unique needs. You’ll also find great program benefits and options to fit your driving needs.

Learn more about leasing with Ford Credit
Learn more about leasing with Lincoln Automotive Financial Services

Apply for financing with Ford Credit
Apply for financing with Lincoln Automotive Financial Services

Other Helpful Articles

Checklist

Here's a helpful checklist when buying a new vehicle.